NILS - NO INTEREST LOAN SCHEME

No Interest Loans (NILs) enables people and families with access to fair, safe and affordable credit to purchase essential goods and services. Loans are free from fees, charges, and interest.  Pay back only what you borrow.  NILs is a smart choice financial option to help you pay for essentials and get what you need right now.  No Fees. No Charges. Ever. 

Borrow up to $2000 for essential goods and services including: 

• Household items like appliances, whitegoods & furniture 
• Car repairs
• Medical, dental, wellbeing and life event expenses 
• Technology like a computer or laptop (up to $2000 limit) 
• Technology like a phone, tablet and other small electronic devices (up to $1000 limit) 
• Education expenses like fees or uniforms 
• Employment expenses like licenses or equipment 

Loans are paid directly to the supplier and cannot be paid in cash, used to repay debt(s) or for ongoing general living expenses like food.

If you would like to know more about NILs, please contact the NILS Team 

(07) 4992 3322 , email biloelanils@bssc.org.au or drop into the office and get a NILS Checklist.